Working Capital

An unsecured working capital loan from Bankroll can help capture an opportunity or cover unforeseen expenses.


Immediate access to cash flow.

An unsecured working capital loan is designed to bridge cash flow needs for small business owners.

Receive a credit decision same day and funds transferred via ACH or wire to your business checking account in as fast as 24 hours.

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Working capital can help

Capture Opportunities

Use working capital to get large order discounts, buy out a partner, or win a contract over your competition.

Unforeseen Expenses

Working capital can help cushion day-to-day cash flow, make payroll, pay taxes or vendors if the need arises.

Bridge Cash Flow

Additional working capital comes in handy to bridge cash flow gaps or get through the slow season.

Business Expansion

Use working capital to hire employees, open a new location, purchase equipment, or buy inventory.

Protect Personal Finances

An unsecured working capital loan can help to avoid using personal funds for business expenses.

Retain Equity

An unsecured working capital loan can help avoid giving up control of your business to equity partners.


How to qualify for a working capital loan?

Checking if you qualify for an unsecured working capital loan takes a few minutes and won’t affect your credit score.

Our goal is to secure the most competitive rate and repayment terms for your small business loan.

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Credit ScoreAt least 560
Time in BusinessAt least 6 months
RevenueNo minimum
CollateralNot required
CitizenshipProof of legal residency OK

Why choose Bankroll?

Highly Competent

Our team has over a decade of experience providing over $2 billion in funding to over 10,000 small businesses.

Relationship Based

We value our clients and believe in long-term relationships. This is why 82% of our clients return for additional funding.

Technology Driven

We leverage technology to create a transparent, simple and efficient process to get you the best small business loan.

Hey, I'm Brian

As your dedicated loan specialist, I will get to know you and your business in order to secure the most competitive small business loan. You can reach me directly via phone, text or email during normal business hours.

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Frequently Asked Questions

Funds can be transferred in as fast as 24 hours for working capital and equipment financing. For SBA loans, please allow 2-4 weeks for processing.

Rates start as low as 4% for secured small business loans. Get in touch with your loan specialist to determine the specific rate for your small business loan.

No. To qualify you for a small business loan, we run a soft credit pull. A soft credit pull will not affect your credit score.

We need your business tax ID and social security number for identification purposes. For working capital, we will need your recent 3 months business bank statements.

Yes. We utilize 256-bit bank grade encryption technology to ensure that your financial data is safe and secure.

Still have questions? Get in touch