HVAC Business Loans

Use Bankroll to get a low rate and flexible terms on your heating and cooling (HVAC) business loan.

Heating and Cooling

Get the best HVAC business loan.

Running a heating and cooling business comes with it’s share of unique challenges.¬†

Staying ahead in the competitive heating and cooling space requires superior service and work. Cash flow management is of utmost importance, especially during the slow seasons.

A business loan specific to your HVAC business can you with expansion, or working capital when you need it.

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An HVAC business loan can help

Hire More Workers

Use an HVAC business loan to fulfill hiring needs for large projects or replace workers as needed.

Purchase Equipment

Take advantage of an HVAC business loan to acquire new or used equipment when you need it.

Bridge Cash Flow

An HVAC business loan can help to manage cash flow while waiting on a project or during slow season.

Win More Contracts

An HVAC business loan provides security in bidding for larger projects and winning over competition.

Protect Personal Finances

An HVAC business loan can help to avoid using personal funds for business expenses.

Retain Equity

An HVAC business loan can help avoid giving up control of your business to equity partners.


How to qualify for an HVAC business loan?

Checking if you qualify for an HVAC business loan takes a few minutes and won’t affect your credit score.

Our goal is to secure the most competitive rate and repayment terms for your HVAC business loan.

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Credit ScoreAt least 560
Time in BusinessAt least 6 months
RevenueNo minimum 
CollateralNot required
CitizenshipProof of legal residency OK

Why choose Bankroll?

Highly Competent

Our team has over a decade of experience providing over $2 billion in funding to over 10,000 small businesses.

Relationship Based

We value our clients and believe in long-term relationships. This is why 82% of our clients return for additional funding.

Technology Driven

We leverage technology to create a transparent, simple and efficient process to get you the best small business loan.

Hey, I'm Brian

As your dedicated loan specialist, I will get to know you and your business in order to secure the most competitive small business loan. You can reach me directly via phone, text or email during normal business hours.

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Frequently Asked Questions

Funds can be transferred in as fast as 24 hours for working capital and equipment financing. For SBA loans, please allow 2-4 weeks for processing.

Rates for HVAC business loans start as low as 4% for a secured small business loan.

To qualify your for an HVAC business loan, we run a soft credit pull. A soft credit pull will not affect your credit score.

We need your business tax ID and social security number for identification purposes. For working capital, we will need your recent 3 months business bank statements.

Yes. We utilize 256-bit bank grade encryption technology to ensure that your financial data is safe and secure.

Still have questions? Get in touch